If you are the owner of a touring caravan, you are one of the lucky ones who are able to take to the roads whenever and wherever you choose. The UK has numerous beauty spots and you may be content to remain in your own country. However there is always the possibility of you taking off to Europe if you desire, in other words, you have total freedom. One of the most important facts to consider as a caravan owner is caravan travel insurance for protection of your touring caravan and its contents.
When you go on holiday in your caravan, you will usually take your personal possessions with you and these may be very valuable. Within a typical insurance policy, there is protection for the contents of your caravan against such as fire and theft. However, you wish to check in the summary of the policy to find out if items such as your Sat-Nav equipment or personal DVD player are included in the contents insurance. You might also want to consider whether theft of money is included and if so, up to how much.
When considering replacement of your belongings, providers typically offer new for old protection or they consider wear and tear of contents. If new for old caravan insurance cover is given, then the contents stolen, damaged or destroyed are typically replaced on a new for old basis.
Your touring caravan itself is typically protected by the insurance and in the event of it being written off or stolen, you may be provided with a brand new replacement, subject to certain criteria being met, which will be stated within your policy document.
Finally, look at your obligations to the provider which may form part of the caravan travel insurance policy, such as security measures. For instance, the provider may insist that you have a hitchlock installed on the caravan when attached to your vehicle, and, when detached, they may ask that you have taken measures including a hitchlock and a wheel clamp.
