With many newer models featuring luxury interiors and an increasing tendency towards high-end appliances and furnishings, some mobile home fans may be put off upgrading by the thought of a more expensive insurance policy. But insurance for a caravan may often be cheaper than you expect.
One of the ways you may be able to get a good value deal is to go through a specialist broker who can search the market place on your behalf. This can save time and may also save money depending on the quotes.
A typical insurance policy may protect against fire, theft, and accidental damage. Because some people now like to take things like mp3 players, laptops, and other gadgets with them, there is the chance that thieves may see caravans as a more attractive prospect. As such people have also shown a tendency to upgrade security, with some caravans now featuring alarms and even tracking devices.
As such insurance for a caravan should include comprehensive cover against break-ins, and may be cheaper if you have a comprehensive security system featuring an alarm and tracking device. A good way of deterring thieves is to invest in an effective wheel clamp.
Caravans are also vulnerable to fire, and you can of course fit a battery operated smoke alarm similar to one which many people use in their homes. An on-board fire extinguisher and fire blanket could also be a sensible move.
When it comes to travelling abroad, it can pay to check you are covered for foreign travel on your policy. Insurance for a caravan will typically include cover for touring in the UK, plus Europe either as standard or for an extra fee, but may not automatically provide protection for travel in non-EU countries further afield, so it can pay to make sure before heading off the beaten track.
