If you have just realised that your caravan insurance is about to expire and you haven’t done anything about renewal, then you may need caravan insurance quickly. Using an online provider may be one solution.
You can typically get quotes and apply online and some may even be able to send documentation to you electronically to make things just that little bit easier and faster.
Why change?
There are now online providers who can supply specialist policies for all types of caravan -tourers, static, park homes, motorhomes etc.
If you need caravan insurance you can quickly and easily get a quote and possibly benefit from some of the many discounts that could be available – depending on what type of caravan you have and what steps you personally take to keep your caravan safe and secure.
Tourers
For tourers you may find that fitting tracking devices and alarms is looked upon favourably and some policies may stipulate that hitchlocks and wheel clamps must be used.
Statics
For statics, while alarms are obviously important too, locating your caravan on a flood free site may attract more competiviely-priced premiums than if your caravan is on a site with a flooding history.
Motorhomes
If you have a motorhome, then not allowing younger drivers behind the wheel may help keep costs down (some policies may even specify that drivers must be over 25).
Clubs
For any type, of caravan membership of a recognised caravan club is often taken as a measure of responsibility and maturity, which may result in a discounted premium.
Off road
Keeping your caravan off the public highway when not in use is also likely to be looked on favourably by insurers, as is using a secure storage facility to over winter your caravan.
If speed is key
If you are a bit pushed for time, then it may be tempting to just renew your existing policy.
Even if you’ve left it a bit late however, you may still have time to take advantage of what some of the online specialists are offering if you need caravan insurance quickly.
