If you own a static caravan in France then you have to find insurance for it. However if you look for cover in France you have the language problem to overcome and there is the possibility of you taking out insurance that is not adequate for your needs.
Even if you are fluent in the language, trawling through an insurance policy document written in French could still see you miss something pertinent to the cover.
However, if you take out your caravan insurance in the UK for your French sited static caravan, you have peace of mind of being able to communicate in your Mother Tongue if you need to claim on the policy. You typically also have access to the small print and summary of your policy in a language you understand which helps to ensure that you get the cover you need.
Of course, your French caravan cover typically provides you with the same benefits and features that you get if your caravan is on a site in the UK. You may enjoy the benefits listed below in your static insurance cover:
- liability insurance in case you rent out your caravan to other holidaymakers and they were to suffer injury whilst in it. Liability insurance generally pays up to so much of your legal costs if you are sued;
- your caravan may typically be protected against damage or destruction due to storm and flooding. This may extend to damage or destruction of any patio, decking or fencing around your static caravan, however always check in the small print;
- the contents of your caravan are typically protected in the caravan insurance France policy. They may be covered for damage or destruction and for theft and if you have cover on a new for old basis, these are typically replaced as brand new. You may wish to check the wording of the policy to find out if there are any exclusions or limitations in the policy for things such as personal DVD players, money, or Sat-Nav equipment.
